Chuck Silver has been in the consumer finance industry since 1986, and has lived in Chicago since 1989 after moving from Pennsylvania. In 1997 he opened Enterprise Mortgage, which quickly became the leading originator of FHA mortgages in Illinois from 1998-2008, including a $1,000,000,000 origination year in 2005. Along the way, Enterprise Mortgage earned 2 mortgage company of the year awards. In summer of 2012, Chuck joined American Portfolio in order to take full advantage of Fannie/Freddie/Ginnie direct lending relationships. American Portfolio has unparalleled HARP 2 programs, since their market-direct status allows for little or no restrictions on HARP’s. Of course American Portfolio also offers a wide arsenal of loan products to suit almost every loan scenario: FHA, VA, Conventional, jumbos (great jumbo’s!) , USDA, HUD $100 down programs, IHDA, and lender-paid mortgage insurance loans through Freddie Mac. Chuck is married with three children, and is available any time to discuss loan options.